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I want Spring now!

May 1st, 2011 at 07:37 pm

I feel less than ambitious with our current weather. I even made chili yesterday, as it's been cool enough! I was able to hang out one load of laundry, and managed to not lose anything to the wind. Today, it's clouds, wind and cold (as in furnace turned on once more...)

On the financial front, my husband got a little raise - about 2%. We decided to up the amount to his 401k by 2%, as the increase will do more good there than the tiny bit it adds to our pockets. After reading online that others were seeing good things happening to funds recently, I took a look at the 401k fund, and found that the gain for the month of April equaled the gain of the previous three months together. Good, good good!

What was it with April?? As others here have mentioned, I too forgot to mail out the monthly payoff for our Target Card, though I caught it before the due date. So I tried out, and don't laugh, the pay online feature of the account (I know, quite the daring soul, aren't I?!!) I was very amazed at how simple and easy it was to pay this way, and may continue to do so to save postage and fraught at mailing it on time (and it's the actual mailing only, as I always write out the bills as I get them.) Trudging along, I may yet get up to speed in this century :-)

Not a lot else going on - being a bit more mindful of certain aspects of the budget have been helpful in building up the coffers (boy, I'm full of revolutionary ideas today!) Particularly, eating out has been reduced (good for budget and health.) Even though we're eating more meals at home, I'm spending less at the store (I think I'm getting better at quantities needed for less family members eating - oldest at college and second daughter working evenings and eats at work.) I'm improving on using up the bits and leftovers, though there are weeks that seem to be leftovers for half of the days! Still need a little tweaking on recipe quantity and freezing.

The next few months are focused on getting as much into the savings as possible. We can pay my oldest's summer tuition from our budget, and then, as much as possible, cover the next year tuition for both girls. Summer is usually a low spend time for us - we swim, bike and visit libraries and free/low cost places around the Twin Cities area. We have some camping trips planned, but the sites are reserved and prepaid, and other costs are generally covered from the budget (the SD trip will be a little more - mostly for gas, but some sightseeing too, but not too expensive.) Some upcoming expenses are my second girl's graduation party in early June, and my third girl is considering a season of cheerleading, with practice starting in June also. Challenges, but not insurmountable...

That's all for now! Take care!!

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